Practice these money-managing tips to improve your finances with Maya

If you're looking to improve how you manage your finances, having the right tools can make a big difference in simplifying your experience. Knowing good money "hacks" can help you save on fees and maximize rewards. 

Maya, the country's #1 digital bank app, combines the best payments, savings, credit, and crypto in one seamless experience, simplifying money management. It's also known as the most rewarding finance app, offering cashback and one of the highest interest rates for your savings. 

Here are four tips featuring exclusive Maya promos for you to take advantage of this April: 

Build up your savings. Remember: you can always grow your money. You don't need significant cash on hand to start saving. Maya offers the best-in-class savings account with daily interest crediting at 4% p.a., one of the highest in the industry. And you can boost your savings by up to 10% p.a. just by using Maya for your daily payment transactions. The boosted rate of up to 10% p.a. applies to deposits up to P100,000. 

For Home Credit, being good at budgeting is as easy as Juan, Two, Three

Imagine a world where everyone is empowered to handle their finances. Here, people from different walks of life know how to make informed financial choices, whether it be on budgeting, saving, or borrowing. Even complex financial concepts such as “compound interest” are understood by many.  

This world was the exact vision brought by Prague-based consumer finance company Home Credit when it first started its operations in the Philippines five years ago. Though this may seem far-fetched, given the latest figures from the Bangko Sentral ng Pilipinas (BSP) for 2017 stating that 77 percent of Filipino adults remain unbanked and 52 percent are unable to allocate money for savings, Home Credit Philippines (HCPH) made it its mission to bridge the gap in making more Filipinos included in the financial system. The company provides in-store loans to customers with minimal requirements, requiring only two (2) valid IDs, and offers other financial products such as cash loans and credit cards. 

Cebuana Lhuillier Aims More Filipinos With Bank Accounts Via Micro Savings

We have to admit that we do appreciate savings with our hard earned money, however it's how we save them is the problem that causes problem and evenutally leads to its depletion. With the economy growing and more opportunities, financial management starts with personal savings which many of Filipinos don't have.

It is actually alarming since cash is just usually stored in piggy banks, under the mattress, and many old fashioned and unsafe ways to keep cash away. The BSP shared that only 48 percent of adults are maintaining savings in banks while seven out of 10 Filipinos keep their savings at home.

Home Credit Philippines Celebrates With Their 3 Millionth Customer

L-R: HCPH Sales Associate Mayeth Valencia,
HCPH CEO Annica Witschard, 3 millionth customer
 Virginia Dela Torre and husband Almer,
HCPH Chief Marketing and Product Officer
Franchette Chingcuanco-Cardona

Even just a few years in the Philippines, Home Credit has established a lot of milestones and provided millions of loans to Filipinos, yes as in millions. And recently, they just hit the 3 Million mark and surprised the customer on-site with treats and prizes.

Home Credit has been known to many Filipinos as a loan partner that helps them in obtaining appliances and gadgets with a minimal down payment and flexible loan terms which are very affordable and convenient to pay. I got my phone via Home Credit when I needed a good phone camera for work.

Now they are celebrating another milestone this year as they hit the 3 Million mark.  They made their first million customer back in May 2017, and it was not long when they hit two million and just this July is where they hit 3 and they wanted to make it memorable.

I Still Have Finance Faith In Banks

As the economy progresses, more people are saving and investing their hard-earned money in banks. However, a lot has happened in the past few weeks that involved banks and their operations. It was alarming for the banks as well as the clients which caused major concerns and doubt with these institutions.

Another incident that happened recently is when a UnionBank employee was arrested for allegedly stealing P17 million from a UnionBank branch in Pasig City. The arrest was made after an unauthorized cash transfer from the bank's Ortigas Cash Center to its Caloocan Cash Center was discovered to allegedly cover-up the theft.

As the news came out in social media, there have been a lot of speculations and fears when it comes to banking. Many are now afraid of putting their savings in banks and were opted to keep them in their own hands. But this avoidance from dealing with banks is doing more harm than good.

The loan and winding road to borrowing

Home Credit and CIC share their top tips when getting a loan

If you’ve ever used a credit card for purchases, or availed of a consumer loan for a big expense, or even simply borrowed lunch money from a co-worker, you are not alone—according to data from the Bangko Sentral ng Pilipinas, nearly 50% of adult Filipinos have an outstanding debt, while another 33% had borrowed money in the past.

What kind of employee are you? Find out through this cool quiz from Home Credit

The months of March to May are not just associated with summer (although this is hard to ignore considering the high temperatures lately), but also graduation season. And this also means that many new grads are now busy browsing through Jobstreet or LinkedIn looking for job openings—or at the very least, trying to figure out what careers they want to pursue.

But before asking yourselves which employer is best for you, you might want to ask first and foremost a more basic question—what kind of employee are you? This is a very important question to ask and answer, since all too often, employers are looking for specific qualities in applicants that will give them an edge over other job hopefuls.

BPI Launches Facebook App!

In today's society, we tend to do a lot of online work/leisure to make the most of our time. And facebook is one of the things that takes a large chunk of our time. Sometimes, we need to be logged on almost all day just to keep ourselves updated, and even also do games.

The Bank of the Philippine Islands (BPI) has made another innovation with the use of our favorite social media site and made a facebook application that will serve the public with your financial inquiries. I actually tried the app myself to see if they would help me in building a better  financial future. And the best thing is that they are not robots! They are real human finance experts with different backgrounds but with great financial finesse. You can also create a appointment with a branch near you to assist you will  further services.

Try it yourself now, and this time , you don't have to log out of facebook to make you online banking questions!

Expert Financial Advice Made Easy through BPI’s new Bankers Online Facebook App 

Bank of the Philippine Islands (BPI) has launched its newest game-changing innovation called BPI Bankers Online, an app that promises to make getting financial advice easier for Filipino Facebook users. 

Esquire Financing Partners With CapitalLife Lending Inc.

ESQUIRE Financing Inc. (EFI) and partner CAPITALIFE Lending Inc. inaugurated their new Makati Business Center on Wednesday, August 09, 2012. This celebration was held in the presence of the CEO of ESQUIRE Financing Inc. Mr Rajan Uttamchandani and business partners.

The CAPITALIFE business center is strategically located at #315 Buendia St. in Makati City, only 3 kilometers away from ESQUIRE Financing Inc.’s Philam Life Tower head office which was officially inaugurated in 2011.

EastWest Bank Lookson a Great Yearand Looks Forward For A Greater One

Seventeen years since it first opened its doors to the public, EastWest Bank is now one of the country’s fastest growing and most profitable banking institutions.

The year 2011 was marked with performance milestones that have set the stage for a bigger and bolder 2012 for one of the country’s top performing banks.

From 2006 to 2011, EastWest Bank has displayed exceptional growth. In 2006, the bank registered total assets of P30 billion. As of last year, the bank has over P90 billion total registered assets which is a compounded annual growth rate of around 29 percent since 2006.

Last year, the bank made great strides in its core businesses which exhibited healthy growth. Unaudited figures as of December 2011 show that bank deposits grew by 16.9% year-on-year while corporate loans moved up 11.2% on the same period. The bank also saw a 24.9% year-on-year increase in consumer loans as of the last quarter of 2011.