Mynt, the fintech startup owned by Globe Telecom, Ant Financial, and Ayala Corporation, takes the next big step in financial inclusion by making hassle-free loans available to every Filipino through its lending arm, Fuse, which primarily caters to the underserved and unbanked population in the country.
Fuse offers GCredit and GScore for lending and credit scoring, respectively. GCredit is a credit line attached to one’s GCash account with funds they can then use to buy groceries, medicine, or even school supplies in partner merchants via GCash scan to pay. The amount they can avail of is determined by GScore, the first trust score in the Philippines which checks the financial capacity of an individual to pay back a credit based on their GCash usage. GCash is a mobile money service of Mynt.
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