Financial education, technology are crucial in the new normal—Home Credit and CIC

As a developing economy, it is no surprise that the Philippines still has a long way to go when it comes to financial literacy. Just before the government imposed the enhanced community quarantine (ECQ) amidst the COVID-19 pandemic, the Bangko Sentral ng Pilipinas (BSP) conducted its 2019 Financial Inclusion Survey (FIS), which revealed that Filipino adults could only answer 1 in 3 financial literacy questions correctly. Only a small number of respondents (8%) got all three questions correctly, while almost one-fourth (24%) obtained a zero score. 

Realme & Home Credit team up for more affordable smartphone financing

Get first dibs on the newest realme 7 Series with Home Credit’s 0% installment plans!

Sharing the same vision of offering high-quality and capable devices at affordable terms, realme Philippines and Home Credit, the country's leading consumer finance company with nationwide store presence and rapidly growing mobile presence, partner once again to make top-tier technology more attainable to consumers. As an early gift to its customers, realme and Home Credit will be seen in more stores nationwide this holiday season.

With Home Credit, the newly launched realme 7 Series can now be availed with 0% interest installment plans for either six or nine months—that’s as low as Php 1,031/month for realme 7 or Php 1,237/month for realme 7 Pro.

Smart Ways to Save on Your Purchases with Home Credit Smile Rewards

How do you save money amidst a global pandemic? It is no surprise that many Filipinos decided to tighten their budgets and limit their purchases during this time. To help its customers get the best value out of their money, Home Credit, the country's leading consumer finance company with nationwide store presence and rapidly growing mobile presence, decided to introduce Smile Rewards—a loyalty program where customers can enjoy up to 50% discounts at Home Credit partner stores.

Found exclusively on the My Home Credit app, Smile Rewards can be enjoyed not just by existing loan customers, but all My Home Credit app users regardless if they have or had a Home Credit loan. 

Get 1% rebate on every purchase with the bigger, better, and mas 'madiskarteng’ Home Credit Card

No matter what the situation is, Filipinos have always been known for being madiskarte (strategic), especially when it comes to getting the best deals. But with the current pandemic affecting the country, it pays to have a financial partner that you can count on in times of need. Whether it’s for groceries, household appliances, and other necessities, shopping is made easier and more affordable with your new and improved diskarte partner—the Home Credit Card.

Skip the holiday rush! 5 reasons why you should shop online this season

Christmas may still be a few months away, but there’s no doubt that the holiday season is officially upon us. Unless you've been pulling a Grinch, we're sure you can hear it in the blasting holiday playlists and see it in the welcoming, twinkling lights of your favorite shops by now.

As jolly and merry the holiday season in the country is, it is also—undeniably so—one of the most stressful. Road traffic gets heavier. After the painful hours of crawling commute, the same traffic moves inside the malls as hordes of people go about the task of completing their Christmas shopping lists.

Weekend shopping gets more exciting with Home Credit’s Hulugan Knockout promo

Anyone can avail it all weekends of this month!

Ready your wish list—the biggest shopping month of the year is coming this September with Home Credit’s Hulugan Knockout promo. Every weekend of the month, you can drop by the partner stores nearest you and get a 5% discount on the price of the item you want on top of paying for it in easy monthly installments. Prefer a 0% interest deal instead? You can get this on select items as well! Just pay the downpayment and go home with your item. Now isn’t that the best pre-Christmas shopping gift ever?

The Hulugan Knockout promo does not have any required minimum purchase amount or any special requirements. Just visit any of Home Credit’s partner stores, approach one of their friendly sales associates, and provide two (2) valid IDs. No credit card needed. You can even know the results of your application in as fast as one minute!

4 DIY Home Repairs Every Homeowner Should Master

Buy all the hardware tools you need with Home Credit’s hardware installment plans.

Managing a home can be challenging. Whether you’re someone trying to live solo for the first time or an experienced homemaker moving into a new abode, you have to prepare yourself for some amount of trouble-shooting at your home—loose pipes, a wall that needs to be repainted, a table with a loose foot, the likes. While it’s easier to hire or ask someone to help you out, this isn’t always convenient for your wallet and on situations when you need to have something fixed ASAP.

Home Credit Philippines Celebrates With Their 3 Millionth Customer

L-R: HCPH Sales Associate Mayeth Valencia,
HCPH CEO Annica Witschard, 3 millionth customer
 Virginia Dela Torre and husband Almer,
HCPH Chief Marketing and Product Officer
Franchette Chingcuanco-Cardona

Even just a few years in the Philippines, Home Credit has established a lot of milestones and provided millions of loans to Filipinos, yes as in millions. And recently, they just hit the 3 Million mark and surprised the customer on-site with treats and prizes.

Home Credit has been known to many Filipinos as a loan partner that helps them in obtaining appliances and gadgets with a minimal down payment and flexible loan terms which are very affordable and convenient to pay. I got my phone via Home Credit when I needed a good phone camera for work.

Now they are celebrating another milestone this year as they hit the 3 Million mark.  They made their first million customer back in May 2017, and it was not long when they hit two million and just this July is where they hit 3 and they wanted to make it memorable.

OPPO A83: the best value smartphone at 0% interest rate

OPPO competes again in the entry-mid range category with its fourth member of the A.I. Beauty family, the A83.  Welcoming 2018 with a new model, OPPO once again surprises us with its low-budget, high-performing smartphone.  A83, which was officially launched this January, is now available in OPPO stores nationwide. 

OPPO users will be amazed with just how much this Php9,990-priced smartphone can do – and with Home Credit’s 0% interest rate promo until April 30, 2018 you can get your hands on an A83 in 6-month installments!  No need for a credit card if you have none.  Simply approach a Home Credit sales associate from any participating store and submit your filled-out application form, together with your two (2) valid IDs.  It only takes 20 minutes of your time, then voila – an OPPO A83 in your hands! 

5 Tricks to avoid overspending this holiday season

Christmas is  here!  You might have just received your bonus this early, and now you’re just too excited to spend it on this and that, go on a shopping spree, or give gifts to your family, friends, or even to random people – sounds good, because you have a lot to spend so you won’t end up broke this season, right?  NOT.  The truth is, you can’t truly spend just enough without a plan.

So, how do you plan it out?  Perhaps you’ve been reading too many budgeting tips since the –ber months started, so you might have noticed by now what they have in common.  If you’re trying to come up with a Christmas spending strategy, but you’re flooded with the hundreds of advices that you don’t know what to follow anymore, go back to basics and keep it simple.  Make your funds work with you with these five straightforward tips.

Christmas Gift guide: Huawei phones you can buy under 20k

Upgrade your phone before the year ends!

Watching videos, social media, browsing, photos – we always have something to do with our phones!  If you’re still attached to your outdated device but thinking of letting go anytime soon, this Christmas season may be a perfect time to upgrade your phone.  With so many options to choose from, we narrowed down your choices to the best ones that will fit your budget and serve you well – depending on the functionality you need.  This season, try these Huawei phones as a gift to yourself! 

Huawei Nova 2i: if you’re looking for superb display.

With a 5.9-inch screen and a slim, elegant design, Huawei Nova 2i is easy to carry as you watch your favorite series and other fun videos, or view photos on your device.  Its FHD+ resolution screen transforms social media, reading books, playing games, and web browsing.  Priced for only Php14,990, the phone’s 4GB RAM with 64GB internal memory can run multiple tasks efficiently.  Plus, its quad camera setup (2 front, 2 rear) can effortlessly render and detect the depth-of-field of your photos.

Home Credit and OPPO team up once again, offering the OPPO A71 at 0% installments

Prague-based Fintech company Home Credit and OPPO, the Philippines’ Top 2 international smartphone brand, are partnering once again to offer the new OPPO A71 smartphone at 0% interest installments even without a credit card.

With its already affordable price tag of P8,990, the new OPPO A71 can be availed by budget-savvy shoppers for only P927 per month at 6 months, with a 40% downpayment. The promo runs until January 31, 2018 and offered in leading partner outlets throughout the country. Customers only need to present at least two valid IDs to apply, right inside the store, and can get the result of their loan application within minutes. 

OPPO F3 Red Limited Edition launched, available at 0% installments via Home Credit

The long wait is over as the all-new OPPO F3 Red Limited Edition is now available in the Philippines. The limited edition smartphone was officially launched during the opening of the SM Aura OPPO Concept Store last August 12, 2017. 

OPPO fans who have been eagerly anticipating the release of this model are in for an additional treat, as the OPPO F3 Red Limited Edition, priced at P15,990, is also available at 0% installments through Home Credit Philippines! All customers need to do is present two valid IDs to the Home Credit sales associate in the store, and wait for just a few minutes to get approved for their loan application. The promo is part of OPPO’s Selfie Supreme campaign with Home Credit, where OPPO’s most in demand models can be availed through very affordable 0% interest monthly payments in participating stores across the country.

Home Credit named “Employer of the Year” in PH, APAC

Research group Aon Hewitt cites employee engagement as key driver for HCPH

Home Credit, a Prague-based company that offers in-store financing of gadgets, appliances and other goods, has been recognized by Aon Hewitt, the global talent, retirement and health solutions business of Aon plc (NYSE: AON), as a 2016 Aon Best Employer in the Philippines and in the Asia-Pacific region. 

The Aon Best Employers program measures and recognizes employer excellence worldwide, comparing organizations to identify those that strive to create a competitive advantage through their people and become employers of choice. 

The loan and winding road to borrowing

Home Credit and CIC share their top tips when getting a loan

If you’ve ever used a credit card for purchases, or availed of a consumer loan for a big expense, or even simply borrowed lunch money from a co-worker, you are not alone—according to data from the Bangko Sentral ng Pilipinas, nearly 50% of adult Filipinos have an outstanding debt, while another 33% had borrowed money in the past.

Go Dual Cam Now—at 0% installments!

Huawei teams up with Home Credit for 0% interest promos for the dual cam GR5 2017 and other popular models

Just as Huawei promised earlier this year, 2017 has definitely become the Year of the Dual Cam, with the smartphone giant ushering in its latest array of dual-camera phones, including the popular Huawei GR5 2017 model. These phones have proven to be a big hit among users, allowing them to achieve the much-desired blurred background or “bokeh” effect in photos, and enjoy other premium features. 

What kind of employee are you? Find out through this cool quiz from Home Credit

The months of March to May are not just associated with summer (although this is hard to ignore considering the high temperatures lately), but also graduation season. And this also means that many new grads are now busy browsing through Jobstreet or LinkedIn looking for job openings—or at the very least, trying to figure out what careers they want to pursue.

But before asking yourselves which employer is best for you, you might want to ask first and foremost a more basic question—what kind of employee are you? This is a very important question to ask and answer, since all too often, employers are looking for specific qualities in applicants that will give them an edge over other job hopefuls.

OPPO partners with Home Credit Anew

Coming off the heels of a successful 2016 collaboration that saw brisk sales of its flagship devices, mobile giant OPPO is once again teaming up with Prague-based consumer finance company Home Credit in what they call a “strategic” partnership for 2017, as they get set to launch more OPPO installment promos in more places around the country. 

This comes as OPPO looks to expand its market from the mass millennial and working class segments to the mid to high-tier mobile buyer segments, leveraging on consumers’ rising demand for OPPO’s camera phones as well as Home Credit’s affordable and accessible payment options.

Home Credit is all smiles with rebrand

With Home Credit's new logo, HC takes on another meaning: happy customer

Their rebrand comes with a smile—in more ways than one.

Home Credit Philippines, a company that allows customers to avail of gadgets, appliances and other goods through installment with simple requirements, recently unveiled a new, modern look. It is part of a worldwide rebrand that includes Home Credit's home country Czech Republic.