Palawan ProtekTODO, the microinsurance arm of trusted financial services provider Palawan Group of Companies, has officially launched ProtekSure, an embedded insurance feature within the PalawanPay app that provides users with instant, affordable, and accessible accident coverage. ProtekSure offers a simple yet powerful solution, allowing users to secure personal accident insurance when they pay bills via the PalawanPay app.
Unfortunately, many Filipinos still hold sentiments like, “Mahal naman ang insurance,” or “Hindi para sa’kin ’yan, marami pa akong kailangang unahin.” As a result, many Filipinos shy away from getting insurance policies. 2025 data from Statista shows that the Philippines has an underdeveloped insurance market with a penetration rate of less than two percent. Palawan ProtekTODO aims to help address this gap by making insurance affordable, relevant, and accessible—embedding low-cost, high-value protection into a platform that users already trust and use daily.
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