With GLoan, you can get ahead of Christmas shopping, unlock great deals, stretch your budget, and pick gifts that truly count.
Shopping for someone who “already has everything” or lives that hardcore minimalist life can feel like solving a Rubik’s cube blindfolded—frustrating, confusing, and slightly terrifying. But don’t panic: 12.12 is here, and it’s the perfect chance to get clever.
And with GLoan, kering-keri to manage your Christmas shopping budget early, spread out expenses, score the best deals, save more, and make sure every family member gets something special. This is your chance to surprise your loved ones with gifts that are thoughtful, practical, and just a little unexpected.
From the tech-savvy cousin to the friend who prefers experiences over things, we’ve rounded up smart, out-of-the-box ideas that will make you look like a gifting genius without breaking a sweat:
The Minimalist Tito
For the one who treats clutter like a mortal enemy, gifting isn’t about ‘more’—it’s about smart. Skip the gimmicks and go for sleek, functional winners: a wireless charger that doubles as a phone stand (because two-in-one is their love language) and a personal gadget like a smartwatch that handles fitness and payments, clean, useful, and zero regret—just how they like it.
The “I Already Have Everything” Friend
For that friend who swears they don’t need “more stuff,” the trick is to give something that feels personal, not predictable. Start with: an air humidifier and diffuser—a practical and cozy gift, especially if they’re living in apartments or small spaces. It doubles as a humidifier and diffuser, making it ideal for someone who appreciates a relaxing, homey vibe, and a name-engraved tumbler or leather pouch also hits the sweet spot: practical, customized, and impossible to misplace at the office pantry.
The Tech-Lover Cousin
Shopping for the tech fanatic who upgrades faster than you can say “latest model” is a true Olympic sport. Since you’ll never beat them to the newest gadget, go for the curveballs they won’t see coming: an innovative smart home accessory—like a smart bulb, that quietly levels up their space and open-ear earbuds in a unique colorway or design that stand out from their usual black-and-silver lineup. It’s still tech, still cool, but just different enough to impress even the upgrade-obsessed.
The Hobbyist/Collector Sibling
For the hobbyist who treats their collection like a museum and their hobby like a full-time job, ordinary gifts simply won’t cut it. They want something that speaks their language—and preferably comes with bragging rights: a limited-edition or rare find tied to their passion is an instant trophy piece, and a workshop or masterclass lets them level up their skills (and talk about it for weeks).
Thoughtful Giving Made Easy: How GLoan Helps You Plan, Gift, and Pay Smarter
With GLoan, being a thoughtful gifter doesn’t have to be stressful. You get instant access to funds of up to Php 150,000 straight to your GCash wallet and flexible payment terms that let you spread out costs without breaking the bank and interest for as low as 1.59% per month. It’s the perfect partner if you want to give thoughtfully, not impulsively, especially for those hard to gift for, and make the most of every deal.
To avail GLoan, just follow these steps:
In your GCash dashboard, tap the “Borrow” tab
Tap the GLoan icon
Tap “Get Started” to select your loan amount and purpose of the loan
Tap "Get this Loan" and then "Continue" after reviewing the loan terms and your personal information.
Read the Disclosure Statement and the Terms and Conditions carefully. Tick the box to agree, then tap "Continue.”
Confirm the final loan amount you will receive. A 6-digit authentication code will be sent to your registered mobile number via SMS.
Enter the authentication code on the app and tap "Submit". You will see a confirmation message, and the loan amount will be credited to your GCash wallet within 24 hours.
At the end of the day, thoughtful gifts aren’t about buying the biggest box—they’re about picking something that feels right for that person. Whether you’re paying with your GCash Visa card or straight from your GCash wallet, kering-keri to cover all the gifts you’ve scored — quick, easy, and cashless, just how holiday shopping should be.
You can access GLoan through the GCash dashboard or click the “Borrow” button. GLoan subject to eligibility. Terms and Conditions apply. No GCash yet? Download the GCash App on Apple App Store, Google Play Store, or Huawei App Gallery. Kaya mo, i-GCash mo!
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